Kogan Money Black Card | Kogan Credit Card (2022)

Our thoughts are with those affected by flooding, and we thank the emergency services and volunteers who are working tirelessly to keep our communities safe. If you are affected by the floods, we can help. Please visit https://www.koganmoney.com.au/credit-cards/important-information/ or contact us on 1800 133 397 Monday to Friday from 9am to 9pm AEST, excluding public holidays.

Kogan Money Black Card | Kogan Credit Card (1)

Kogan Money Black Card.

Apply Now

Kogan Money Black Card | Kogan Credit Card (2)

$400 Kogan.com
Credit

When you spend $1,500 on eligible purchases in 90 days from card approval

Kogan Money Black Card | Kogan Credit Card (3)

$0 annual
fee!

That’s right,
$0 annual fee on this card.

Kogan Money Black Card | Kogan Credit Card (4)

$5K in prizes up for grabs!

20 lucky winners. Apply for a Kogan Credit Card by 21 August 2022 and if you are subsequently approved, you will be entered into the draw.*

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Kogan Money Black Card | Kogan Credit Card (5)

Spend at Kogan.com & Elsewhere

Use your Kogan Credit Card for your everyday spend. Points are earned on all eligible transactions.#

See All Benefits

Kogan Money Black Card | Kogan Credit Card (6)

20 Lucky Winners. Over $5k Value in Prizes!

If you apply for a Kogan Money Credit Card by 21 August 2022 and are subsequently approved, you will be entered into the Prize Draw for your chance to win*

Galaxy Smart Watch, Gaming Mouse, Multi-Cooker & More!

Why choose the Kogan Money Black Card?

$400 Kogan.com Credit

When you spend $1,500 on eligible purchases on Kogan.com or elsewhere in 90 days from card approval

A rewards program that delivers real value

Earn 2 rewards points per dollar on your eligible purchases at Kogan.com and 1 rewards point per dollar on your eligible everyday spend, uncapped#. Redeem your points for eligible purchases at Kogan.com using Pay with Points (100 Points = $1 of Credit!)~

Complimentary Kogan Kogan Money Black Card | Kogan Credit Card (7) Membership

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Get free shipping on 1000’s of products, express shipping upgrades, and exclusive specials at Kogan.com with your complimentary Kogan First Membership.

0% p.a. for 12 months on balance transfers
(no balance transfer fee applies)

Reverts to cash advance rate. No interest free days on retail purchases apply while you have a balance transferx

Add up to 4 additional cardholders at no cost

All eligible spend by additional cardholders contributes to your rewards!#

Visa payWave

Simply wave and go.

FRAUDSHIELD® and Visa Zero Liability

Security and fraud protection with FRAUDSHIELD® and Visa Zero Liability

Apply Now

Applying only takes minutes!

Kogan Money Black Card | Kogan Credit Card (8)

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Spend & earn with uncapped points potential

Kogan Money Black Card | Kogan Credit Card (10)

Earn 1Point

Per $1 eligiblespendalmost anywhere!#

Kogan Money Black Card | Kogan Credit Card (11)

Earn 2Points

Per $1 eligible spend on Kogan.com

Kogan Money Black Card | Kogan Credit Card (12)

Redeem your pointsfor eligible purchases

at Kogan.comusing Pay with Points~

Full Details

Kogan Money Black Card | Kogan Credit Card (13)

Uncapped rewards points

  • 2 rewards points per $1 of eligible spend on Kogan.com.
  • 1 rewards point per $1 of eligible spend outside Kogan.com.
  1. Redeem your rewards points for eligible purchases made on Kogan.com. Register your Kogan Money Credit Card for “Shop with Points” with your Kogan.com account and this option will be available at checkout for eligible purchases.~
  2. Redeem your rewards points for Kogan Money Credit Card payments made at www.koganmobile.com.au and www.koganinternet.com.au. Login in to your credit card account online or on your Kogan Money Credit Cards Mobile App, select the eligible credit card payment and follow the instructions to pay with your rewards points.§
Annual fee$0
Retail purchase rate20.99% p.a.
Cash advance rate21.74% p.a.
Minimum credit limit$6,000
Additional cardholder annual fee$0
Interest free days on retail purchases (unless you have a balance transfer)Up to 55Δ
Balance transfer rate at end of offer periodReverts to cash advance rate
Minimum income required$35,000
Domestic Cash Advance Fee $5 per transaction amount or 3.5% of the transaction value, whichever is higher, for a Cash Advance, debited to your Account on the Transaction Date. Please note that International Cash Advances will also be charged an International Transaction Fee.
International Cash Advance Fee$5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date.
International Transaction FeeWe charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date, of which a service and assessment fee of 1% is payable by us to Visa, for any Retail Purchase or Cash Advance transaction in:
  • foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and you may have to check with the relevant merchant or ATM provider.
Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.
Dishonour Fee$15 each time a Direct Debit payment is dishonoured, debited to your Account at the time of dishonour.
Late Payment Fee$30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the Payment Due Date, debited to your Account after the Payment Due Date. The Minimum Payment Due, any Overdue Amount, and Payment Due Date are detailed on your statement of Account.
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Eligibility criteria

  • Earn more than $35,000 a year.
  • Be in permanent full time or part time employment, or be self employed, and have a good credit rating.
  • Be 18 years or older and a permanent Australian resident.
  • Have a valid email address and mobile number.

We’re here to support your needs during COVID-19.

Our online systems are unaffected so you can access a range of services anytime in your account on the Kogan Money Credit Cards Mobile App or Kogan Money Credit Cards Online. If you need to contact us, just log into Kogan Money Credit Cards Online to send us a secure message, or submit an online enquiry. Should you experience financial hardship because of COVID-19, visit our Financial Hardship page to find out how we can help. Stay safe. Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it.

To obtain a copy of the Target Market Determination (TMD) related to this product click here.

All applications are subject to credit criteria. Fees, charges and Terms and Conditions apply. See the full Terms and Conditions related to this product at koganmoney.com.au/credit-cards/important-information.This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer is valid until 21 August 2022. Post this advertised date we reserve the right to continue, withdraw or change the offer at any time without notice. This information is correct at 1 June 2022. Any interest rates shown are variable.Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it.

*The Kogan Credit Card Winter Bonanza PRIZE DRAW Competition is open to legal residents of Australia who have reached 18 years of age as of the beginning of the Competition Period. No purchase is necessary. The Competition is subject in all instances to compliance with applicable law. The Competition Period runs from 15 July 2022 to the 21 August 2022.
Entrants must apply for a new Kogan Money Black Card by 21 August 2022 and subsequently be approved in order to participate. The Entrant, having applied for the Kogan Money Black Card, must ensure they complete all mandatory fields of the application form, and apply before the Competition End Date. Upon successful approval of the application, they will be automatically entered into the prize draw. Applicants are allowed a maximum of one entry.
All Entries that are incomplete, illegible, damaged, contain an erroneous phone and/or email address or do not conform to or satisfy any condition of the rules may be disqualified by Kogan.com. Following the conclusion of the Competition, Kogan will select, at random, 20 winners.
The draw will take place on the 26 September 2022. The winning entrants will be notified by email on the same date. The winners must claim their prize by responding via email by 5 October 2022. In the event of the prize being unclaimed by 12 October 2022, further draw/s will take place to determine replacement winners. The secondary draw will take place on 13 October 2022. The replacement winners will be notified by email on the same day.
The prize draw consists of 1 x Samson Satellite USB/iOS Broadcast Microphone,Kogan QLED 75" 4K UHD HDR Smart TV Android TV™ (Dolby Atmos, XQ9610), 1 xEZVIZ C6P ez360 Pano Indoor 3MP Wireless Fisheye Security Camera (CS-CV346-A0-7A3WFR), 1 x MasterPro 12-in-1 Ultimate CookerKogan 5.1Ch 230W Dolby Soundbar with Subwoofer & Rear Speakers, 1 x Sony WH-1000XM4 Wireless Noise Cancelling Headphones, 1 x Kogan Surround Sound Bluetooth Speaker, 1 x Kogan SmarterHome™ Smart Gateway & Security System Sensor Kit (Bluetooth Mesh), 1 x Kogan Z11 Pro Cordless Stick Vacuum Cleaner, 1 x Kogan GK9 RGB Gaming Keyboard, 1 x Kogan SmarterHome™ Colour & Warm/Cool White Smart LED Ambient Bar Light - Pack of 2, 1 x Foxtel Now Box (Netflix Compatible), 1 x Garmin Forerunner 245 Music, 1 x Kogan Portable Ceramic Fan Heater, 1 x Kogan SmarterHome™ Wi-Fi Body Composition Smart Scale, 1 x Swann 4 Channel DVR with 4 x 4K Ultra HD Heat & Motion Detection Security Cameras System, 1 x Kogan Smart Grill & Sandwich Press, 1 x Samsung Galaxy Watch Active2 44mm LTE, 1 x Ergolux Everest Ergonomic Chair & 1 x Kogan PowerFlow Wireless Charging Gaming Mouse & RGB Wireless Charger Mouse Pad.
The Prizes will be dispatched to the winners within 27 days of the draw. Authorised under SA Permit Number: T22/1055 & ACT Permit Number: TP 22/01332. For full terms & conditions, click here.

To be eligible to receive the $400 Kogan.com Credit, you must apply for a new Kogan Money Black Card by 21 August 2022, then spend $1,500 or more on eligible purchases using your new card within 90 days from approval. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, and transactions made using Rewards Points. The Kogan.com Credit will be credited to your Kogan.com account up to 10 weeks after the end of the qualifying period, and will expire 12 months from the date it is applied. Your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. Your Kogan Money Credit Card must remain open and in good standing, and your Kogan.com account must remain open for the Kogan.com Credit to be credited. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer is valid until 21 August 2022. Post this advertised date we reserve the right to continue, withdraw or change the offer at any time without notice.

# You can earn 2 Rewards Points per whole Australian dollar of eligible spend at Kogan.com. Only purchases made at Kogan.com will be eligible to earn 2 Rewards Points for each Australian Dollar spent. This does not include purchases for Kogan Essentials products and services (e.g. Kogan Mobile, Kogan Internet or Kogan Energy) or purchases made at other Kogan owned websites such as Matt Blatt or Dick Smith. All other eligible spend earns 1 Rewards Point per whole Australian dollar. Earning and redeeming Rewards Points is subject to the full details and definitions outlined in the Kogan Money Credit Cards Rewards Terms and Conditions, as amended from time to time. Note that to redeem points online at Kogan.com you are required to be the primary cardholder, have linked your Kogan Money Credit Card to your Kogan.com account and registered for “Shop with Points” at Kogan.com. Earn rates are subject to change. An eligible spend is an Eligible Transaction as defined in the Kogan Money Credit Cards Rewards Terms and Conditions, and Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded Accounts, fees and charges such as interest and ATM charges, transactions made using Rewards Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity. Rewards Points are earned on Eligible Transactions only. See Kogan Money Credit Cards Rewards Terms and Conditions, available at www.koganmoney.com.au/credit-cards/important-information for full details and definitions.

‡ Your complimentary Kogan First membership is linked to the Primary Cardholder’s Kogan.com account. As the Primary Cardholder, your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. You can then register for Card Rewards (which will allow you to access your Kogan First membership benefits, use your Rewards Points towards eligible purchases at Kogan.com, and pay for eligible purchases using a fixed payment option when paying with your Kogan Money Credit Card). To register for Card Rewards, you will need to agree to the Shop with Card Reward Points terms and conditions and Pay using Fixed Payment Options at Kogan.com terms and conditions. You may only enrol one credit card at any time with Shop with Points. To then register for Kogan First Membership, you will need to agree to the Kogan First Terms and Conditions. You will need to register for Kogan First Membership within 40 days after your Kogan Money Credit Card is approved. Additional Cardholders are not eligible for complimentary Kogan First Membership. Kogan First Membership is administered by Kogan Australia Pty Ltd, and the complimentary Kogan First membership benefit may be withdrawn or changed at any time. Note that free shipping, express shipping upgrades and exclusive specials are not available on all products on Kogan.com. For further information on Kogan First membership click here.

x Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer for a period of 12 months. The 12 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within 90 days from approval to receive this offer. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 21.74% p.a. on the Kogan Money Black Card. Interest rates are variable and subject to change. The interest rates are current as at 1 June 2022. This offer is valid until 21 August 2022, unless extended. Please note that you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the variable annual percentage rate for retail purchases. Rewards Points are not issued on balance transfers. This offer is for new Kogan Money Credit Cardholders only and is subject to be extended, without notice at our discretion, is non-transferrable and can’t be used in conjunction with any other promotions or offers. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs at koganmoney.com.au/credit-cards/FAQs.

◊ For purchases of up to $100, simply wave and go anywhere that has a Visa payWave sensor. Withdrawal limits, fees and charges may apply.

~ You are required to be a Kogan.com Account Holder, and register Your Card for “Shop with Points” with Your Kogan.com account to be eligible to redeem using Pay with Points at Kogan.com. Kogan.com accounts are subject to the Kogan.com Terms and Conditions, and Shop with Points is subject to Kogan’s Terms and Conditions for Using Shop with Card Reward Points at Kogan. Once You have registered Your Card, Pay with Points will appear as a payment option on selected products on Kogan.com. If You make a partial Rewards Points redemption, the remaining balance will be charged to Your chosen payment option by Kogan.com. Items purchased using Pay with Points are also subject to the Kogan.com Terms and Conditions and return policy, which can be found at www.kogan.com/au/tcs-landing/. You do not earn Rewards Points on the portion of Your redemptions made with Your Rewards Points at Kogan.com. You may only enrol one credit card at any time with Shop with Points. Additional Cardholders are not eligible for Pay with Points. 1 Rewards Point equates to $0.01. Rewards Point value is accurate as at 1 June 2022 but subject to change. Please refer to the full Kogan Money Credit Cards Rewards Terms and Conditions, available at koganmoney.com.au/credit-cards/important-information.

§ You may use Your Rewards Points to pay for certain selected transactions that We present to You via SMS, Kogan Money Credit Cards Online and the Kogan Money Credit Cards Mobile App. Only selected transactions that You have made and that We present to You can be redeemed using Pay with Points. You must follow the instructions where You are provided with the option to pay for a selected transaction with Your Rewards Points. We will process that credit to Your Account within 2 Business Days. Only the Primary Cardholder is eligible for Pay with Points. 1 Rewards Point equates to $0.01. Rewards Point value is accurate as at 1 June 2022 but subject to change. Please refer to the full Kogan Money Credit Cards Rewards Terms and Conditions, available at koganmoney.com.au/credit-cards/important-information.

Δ The 55 days Interest Free Period applies when you pay the full Closing Balance from your last statement of Account by the Payment Due Date (excluding any Fixed Payment Option balance which isn’t due for payment by that Payment Due Date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.

+ Visa’s Zero Liability covers fraudulent charges or unauthorised purchases made with your Kogan Money Credit Card account information or card, and excludes ATM transactions and transactions not processed by Visa. T&C’s and exclusions apply. For more information see https://www.visa.com.au/pay-with-visa/security/zero-liability.html.

FAQs

Does the black card have a credit limit? ›

There's no credit limit

The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. But that's only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance.

Does Mastercard Black card have a limit? ›

The Mastercard Black Card's credit limit could be $5,000 to $25,000, based on user reports.

Who owns Kogan card? ›

Kogan Money Credit Cards are issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL and Australian credit licence 238098 (Citigroup), and are promoted and distributed by Kogan Australia Pty Limited ABN 53 152 570 351 (Kogan Money).

Is getting a black card hard? ›

The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.

How much money do you need for a Black Card? ›

Although Amex doesn't publish requirements for the card—or its perks, for that matter—it typically extends black card invitations only to high earners who have spent and paid off between $350,000 and $500,000 across all of their American Express accounts in a calendar year.

What credit card has highest limit? ›

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit.
...
CardMinimum credit limit
Chase Sapphire Reserve®$10,000
Chase Sapphire Preferred® Card$5,000
Citi® Double Cash Card$500
Chase Freedom Unlimited®$500
3 more rows
Jul 8, 2022

Why is a black card so special? ›

The privileges of a black card include upgrades and special permissions for rental cars and access to some of the most breathtaking hotel suites in hard-to-reach destinations. Black cards also offer private concierge service, and some are even rumored to provide charter jet service.

What credit score do you need for a black MasterCard? ›

At least good credit score (700+). U.S. residency. Applicants must be at least 18 years old. Enough income to afford the card's $495 annual fee and monthly bill payments.

Is it worth having a black card? ›

The Mastercard® Black Card™ is best for high-earning consumers with 720 - 850 credit who are looking for a luxury credit card. We recommend this card for those who want a credit card that affords them bragging rights, as this heavy metal black card can do just that.

Is Kogan credit card with Citibank? ›

NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products.

Who underwrites Kogan money? ›

Underwritten by Citi, this Visa card is designed to reward online shoppers and loyal Kogan.com customers. If you regularly shop at Kogan, you can take advantage of the higher rewards points earn rates that this card has to offer, with up to 2 points per $1 spent.

How do I cancel my Kogan credit card? ›

Closing your account

You can request to close your account via your mobile app or online account. Login and go to Manage card > Select card > Account closure request. Alternatively you can call us on 1300 415 445 or +612 8288 2061, if you're overseas.

What credit card do billionaires use? ›

1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “Amex Black Card.” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status in the minds of consumers.

How do you get an 800 credit score? ›

How to Get an 800 Credit Score
  1. Pay Your Bills on Time, Every Time. Perhaps the best way to show lenders you're a responsible borrower is to pay your bills on time. ...
  2. Keep Your Credit Card Balances Low. ...
  3. Be Mindful of Your Credit History. ...
  4. Improve Your Credit Mix. ...
  5. Review Your Credit Reports.
Mar 12, 2022

Who offers the Black Card? ›

The Mastercard® Black Card™, which is offered through Luxury Card, is a black-coated metal credit card that exudes exclusivity. However, applying for this card isn't overly difficult since it's available online, and the $495 annual fee (plus $195 for each Authorized User) makes it a lot more affordable.

How many people have a Black Card? ›

But we have it on good authority that celebrities including Beyoncé, Oprah Winfrey, and Jerry Seinfeld, who reportedly received the first-ever Black Card, all carry it. Collectively there are thought to be fewer than 20,000 AmEx Centurion cardholders around the world.

What are the qualifications for a Black Card? ›

Credit score – You must have an exceptional credit score ranging somewhere between 800 and 850 to qualify. That said, even those who have a bit lower credit scores might still be appealing clients for American Express to reach out to if their annual spending is high enough.

How many credit cards should I have to build credit? ›

Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time. Having very few accounts can make it hard for scoring models to render a score for you.

Is 7000 A good credit limit? ›

A high-limit credit card typically comes with a credit line between $5,000 to $10,000 (and some even go beyond $10,000). You're more likely to have a higher credit limit if you have good or excellent credit.

Is a 10k credit card limit good? ›

Yes a $10,000 credit limit is good for a credit card. Most credit card offers have much lower minimum credit limits than that, since $10,000 credit limits are generally for people with excellent credit scores and high income.

Is 30000 a high credit limit? ›

A good credit limit is above $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income and little to no existing debt.

What color is the highest credit card? ›

The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card” due to its color.

Is black card better than platinum? ›

EDITOR'S OVERVIEW. The Platinum Card® from American Express is the winner over the Mastercard® Black Card. The American Express Platinum card provides frequent travelers with far better features and much more value overall, despite its higher annual fee.

What is the probability of black card? ›

The probability of drawing a black face card from a deck of 52 is 1/2.

What celebrities have a black card? ›

Global pop stars Jungkook and Jin of BTS are also reportedly black card holders. Eagle-eyed fans have spotted Jin flashing his black card as he paid for the meals at member Suga's birthday celebration, treating all members of BTS and their staff.

Does Kogan have a loyalty program? ›

Uncapped rewards points to pay for things you need - Customers earn 2 rewards points per dollar on purchases of Kogan Exclusive Brands at Kogan.com and 1 rewards point per dollar on all other eligible everyday spend, uncapped. Rewards points are redeemable at a rate of 1 cent per point.

How do I activate Kogan credits? ›

When account credit is issued to you, you will be notified via email. Click the link in your email to activate the credit and to log into your account. Please note, if you do not have an account, you will need to create one. Credits will then be available to apply as a Payment Option at checkout.

How do I activate Kogan first? ›

After you've set your password, click on the Card Rewards section of your account and begin to add your Kogan Credit Card details. At the bottom of the form, you'll see a checkbox to activate your Kogan First Membership.

Is Kogan a Chinese company? ›

Kogan.com is an Australian portfolio of retail and services businesses including Kogan Retail, Kogan Marketplace, Kogan Mobile, Kogan Internet, Kogan Insurance, Kogan Travel, Kogan Money, Kogan Cars, Kogan Energy, Dick Smith, Matt Blatt and Mighty Ape. The company was founded in 2006 by Ruslan Kogan.

Why is Kogan so cheap? ›

The company is able to cut through the overheads experienced by traditional bricks and mortar stores by operating as an online-only entity and bypassing wholesalers, distributors and retailers. The retailer also aims to be as cheap as possible with Australian delivery.

Is Kogan an Australian company? ›

The company is renowned for price leadership through digital efficiency, and is headquartered in Melbourne, Australia. Kogan.com owns a range of exclusive private label brands and, alongside Kogan Marketplace, offers millions of products to consumers from leading brands.

† To be eligible to receive the $300 Kogan.com Credit, you must apply for a Kogan Money Black Card by 31 May 2021, then spend $1,500 or more on eligible purchases using your new card within 90 days from approval.. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi Accounts, bank fees and charges such as interest and ATM charges, and transactions made using Rewards Points.. Earning and redeeming Rewards Points is subject to the full details and definitions outlined in the Kogan Money Credit Cards Rewards Terms and Conditions, as amended from time to time.. Note that to redeem points online at Kogan.com you are required to be the primary cardholder, have linked your Kogan Money Credit Card to your Kogan.com account and registered for “Shop with Points” at Kogan.com .. An eligible spend is an Eligible Transaction as defined in the Kogan Money Credit Cards Rewards Terms and Conditions, and Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi Accounts, bank fees and charges such as interest and ATM charges, transactions made using Rewards Points and government related transactions.. Rewards Points are earned on Eligible Transactions only.. You can then register for Card Rewards (which will allow you to access your Kogan First membership benefits, use your Rewards Points towards eligible purchases at Kogan.com, and pay for eligible purchases using a fixed payment option when paying with your Kogan Money credit card).. To register for Card Rewards, you will need to agree to the Shop with Card Reward Points terms and conditions and Pay using Fixed Payment Options at Kogan.com terms and conditions .. You will need to register for Kogan First Membership within 40 days after your Kogan Money credit card is approved.. interest rate applies to balances transferred with this offer for a period of 12 months.. The 12 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within 90 days from approval to receive this offer.. This offer is for new Kogan Money credit cardholders only and is subject to be extended, changed or withdrawn without notice at the discretion of Kogan Money credit cards, is non-transferrable and can’t be used in conjunction with any other promotions or offers.. Kogan.com accounts are subject to the Kogan.com Terms and Conditions, and Shop with Points is subject to Kogan’s Terms and Conditions for Using Shop with Card Reward Points at Kogan.

Purchase rateBalance transfer rate6.99% p.a.for 12 months and then 21.49% p.a.. (1.00% balance transfer fee). Purchase rateBalance transfer rate0% p.a.for 28 months and then 20.99% p.a.. Purchase rateBalance transfer rate0% p.a.for 32 months and then 21.49% p.a.. Purchase rateBalance transfer rate0% p.a.for 32 months and then 21.74% p.a.. Rewards programAnnual fee$200 $99 in the first year. (1.00% balance transfer fee). (1.00% balance transfer fee). (1.00% balance transfer fee). Purchase rate. Purchase rateBalance transfer rate6.99% p.a.for 12 months and then 21.49% p.a.. (1.00% balance transfer fee). (1.00% balance transfer fee)

Balance transfer limit80% of available limitPurchase rate p.a.20.99%Annual fee$0 Interest-free periodUp to 55 days on purchasesCash advance rate21.74% p.a.Min credit limit$6,000Card typeVisaForeign currency conversion fee3.4%. for the first 12 months on balance transfers (no BT fee applies) $400 Kogan.com Credit Uncapped rewards points. Annual fee$0 Minimum monthly repayment2% of the closing balance or $30, whichever is greaterLate payment fee$30Foreign currency conversion fee3.4%Cash advance fee3.5% or $5, whichever is greaterOverseas cash advance fee$5Additional cardholder fee$0Number of additional cardholders4. The Kogan Money Black credit card offers both rewards and no annual fee.. If you want to save on existing debt, the card offers 12 months interest-free on balance transfers.. To be eligible for the balance transfer and Kogan credit promotion, you must be a new Kogan Money Black Card applicant.. If you are transferring a balance, you can request to transfer from $500 up to 80% of your available credit limit from credit cards, store cards, personal loans and lines of credit issued in Australia.. If you're transferring a balance to this card, you'll need to confirm how much you're requesting to transfer and provide details of the existing account(s) you're moving it from.. You'll earn $400 Credit when you apply by 21 August 2022 and spend $1,500 on eligible purchases in the first 90 days.. The Kogan Money Black card does not charge an annual fee.. Compare $0 annual fee credit cards Sort:. Name (high-low). Name (low-high). Annual fee (high-low). Annual fee (low-high). Purchase rate p.a.

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